Deceived by your bank too?
The US banks automatically charge their clients incredibly high fees for the overdraft of the account even if there are other fee free solutions to prevent negative balance. The Americans have to bear a cost of 34 $ each time then withdrawals from a bank account top the available balance. But the real source of consternation is the fact that regardless of other accessible options which are not that expensive, financial institutions enlist their clients whitout giving them a choice. The total amout of fees payed in 2009 is 24 billion dollars and they are expected to increase to 27 billion next year.

Andriouchtchenko Ludmila